Find out if you need help with business estate planning, insurance, or business loans in this quick questionnaire.

Business Estate Planning

Do you need business estate planning advice? You will if you answer NO to any of these questions:

Could your business afford to pay out an owner or their estate for their share of the business if that owner was forced to leave the business due to illness, injury or death?

Yes No

Have you and your partners agreed a fair valuation for your business… and what each partner’s share would be if they were to leave the business?

Yes No

Has your business’ ownership arrangements, revenue, equity and/or debt positions changed significantly since you last reviewed your business estate plan?

Yes No

General Insurance

Do you need advice on general insurance solutions? You will if you answer NO to any of these questions:

Could your business afford to cover the costs should one or more risks eventuate, such as damage to property, theft, personal injury or a liability case against you, or not being open for business e.g. due to a flood or fire?

Yes No

Have your business assets changed significantly since you last reviewed your general insurances?

Yes No

Have all assets which might be subject to a personal property security charge been insured sufficiently?

Yes No

Have you reviewed your general insurances in the past two years?

Yes No

Has your existing insurer rejected claims?

Yes No

Finance

Do you need advice on your business loans? You will if you answer NO to any of these questions:

Are you confident your existing loans have highly competitive interest rates and fees?

Yes No

If you need to arrange new finance, are you confident your existing lender will look after you?

Yes No

Have you reviewed your existing business loans in the past two years?

Yes No

Has your existing lender/s been responsive to your queries and needs?

Yes No

If you need advice on any of these matters, please talk with your financial adviser.