Andrew Cunich Principal and Senior Adviser

Australian Unity Personal Financial Services

Your financial wellbeing is our focus

Our financial advice philosophy is based on mutual understanding between our clients and us. It is a service model based around you as an individual, and it is something precious few institutions can deliver on.

We will take the time to understand you – your situation, your needs and your aspirations. Then we will help you define your financial goals, and your vision of a secure financial future.

And then, working side by side, we will develop a financial plan which will help you reliably achieve your goals.

Importantly, your financial plan will not be a pre-packaged solution. It will be tailored to your individual requirements to ensure you make best use of your financial resources now, and in the future.

And if your financial goals change along the way, or if the legislative or investment framework in which we work changes, we will modify your plan accordingly to keep you on track.

Andrew Cunich*

CFP®, Dip FP, B Comm

Andrew Cunich

Andrew has worked in the financial services industry since 1988, helping his clients to create, grow and protect family and business wealth, often from one generation to the next. MORE

Guyren Frame*

BEc, DipEd, Grad Dip AF&I, MBA, Dip. MB

Guyren Frame

Guyren is one of the best qualified and most experienced lending specialists in the property industry, with an enviable track record. He is an accredited finance broker member of the MFAA... MORE

We’ll help you achieve your vision of a secure financial 
future… every step of the way

We specialise in providing professional strategic advice to help you improve your current financial position and ultimately achieve your long term lifestyle goals.

Importantly, our initial advice isn’t a ‘set and forget’ service. Instead we offer you regular financial mentoring and ongoing guidance – in all aspects of your personal finances – to set you, and keep you, on the path to financial wellbeing.


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Some important information

What is our investment philosophy?
What is our approach to asset allocation?
What is the value of our advice?

Our Financial Advice

  • Retirement Planning MORE

  • Superannuation Planning MORE

  • Investment Planning MORE

  • Redundancy Planning MORE

  • Wealth Planning MORE

  • Estate Planning MORE

  • Personal & Business Risk Insurance MORE

  • Personal Risk Insurance MORE

  • Business Estate Planning MORE

  • Buy/Sell and other business insurance MORE

Our Financial Wellbeing Blog

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Meet the Team


Jim Didimiotis

Senior Financial Adviser


Lisa Zhu

Financial Adviser

2016 03 02 - headshot

Cathryn Warren

Client Services Officer

Gyan Gaiter WEB

Gyan Gaiter

Client Services Officer


Andrew's Awards